How Health Insurance Works in the U.S. for Immigrants – A Friendly Guide

Arriving in the U.S. is exciting, but it comes with questions—especially about healthcare. Many new immigrants ask:

• Do I need insurance to see a doctor?

• Can I get care if I don’t have papers?

• What types of insurance are available?

At Eminat Medical Center in Miramar, we’re here to explain everything simply and kindly.

What Is Health Insurance?

Health insurance helps cover the cost of medical care—doctor visits, tests, even hospital stays. Without it, a single hospital visit could cost over $1,000. That’s why having coverage, or choosing affordable clinics like Eminat, is key.

Common Types of Insurance

• Employer insurance: Offered by some jobs

• Marketplace (Obamacare): Subsidized by the government based on your income

• Medicaid: Free for certain low-income legal residents

• Private plans: Paid out-of-pocket or through an agent

• Medicare: For those over 65 years old

What If You Don’t Have Insurance?

No problem—we’ll still take care of you!

At Eminat:

• Medical consultations start at $70

• Immigration medical exams from $230

• Discounted labs and physicals for school/work

• No insurance or documents needed to receive care

Already Have Insurance?

We work with various private insurance plans and will help you understand what is covered. Need help applying for Obamacare? We can refer you to a trusted insurance agent.

🎤 Patient testimonial:
“My mom didn’t have insurance and was afraid she couldn’t be seen. Eminat gave her great care at a low cost. We’re grateful!” – Ana L.

📞 Call us today or send a WhatsApp message. Whether you have insurance or not, we’re here for you.

Eminat Medical Center – Where healthcare meets humanity. Located in Miramar, Florida. Monday–Friday, 9:00 am to 5:00 pm.